Workers Compensation Insurance
**Required by law in almost every state
Many carriers have realized savings of $2,000 (or more) every month with our programs
As Workers Compensations rates continue to rise, so do operating costs which diminish your ability to thrive. The most important factors to consider in placing any business with an insurance company is strength, claims handling, service and price of the policy. By placing your business with a secure and competitively-priced company, you minimize the possibility of staff reductions and maximize your growth potential.For more than 40 years, Commercial Carriers has worked with a wide range of businesses insuring the on-the-job safety and security of their employees. Here at Commercial Carriers, we bring numerous options to businesses to ease the management of their program and lower their current rates. In a time when staff retention is a weekly concern, businesses need to be focusing on their operations and not worrying about inadequate service or poor claims handling which could lead to a reduction in their workforce or close their doors entirely.
Commercial Carriers is dedicated to providing you the best coverage at affordable and competitive pricing. With the many markets and programs we represent, we defintiely have something to fit your needs. Call us today at (800) 229-8782 to find out all the details or send us an online inquiry and we'll follow-up with you ASAP or enter your information with our safe and secure online application.
Listed below are some of the key benefits to our preferred programs:
- Multi-state protection covering all your operations under one policy
- Payrolls up to $50 million
- All commercial classes available
- Deductible and non-deductible programs
- Standard payment plans
- Pay-as-you-go plans to remove the shock of annual audits
- 3-year rate lock. Keep your premiums under control
with a fixed rate for 3 years
- And Much more!
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Workers Comp FAQs
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WORK COMP EXCLUSION CHANGE
With the passage and signing of Assembly Bill 2883, new rules have been created regarding who can be excluded from workers’ compensation coverage.
AB 2883 revises the definition of an employee for coverage to include certain officers and directors of private corporations and working members of partnerships and limited liability companies. Beginning on Jan. 1, 2017 officers, directors and partners are required to be covered under the employer’s workers’ comp policy unless they meet the revised definition.
Under the new definition, officers, directors, and general partners can only opt out of coverage by signing a waiver under penalty of perjury and filing the waiver with their employer’s insurer. Additionally, if the company is a corporation the officer/director/partner must now own at least 15% of the issued outstanding stock.
If you haven’t received a notice from your insurer including the necessary forms to complete, call your agent as soon as possible.